Average Reviews:
(More customer reviews)I have used (and own) many of the available financial calculators on the market. I "recommend" the HP-10B to my university finance students, both graduate and undergraduate.
The HP 10B is a directly positioned competitor to the TI-BA-II+, but HP's entry is superior. The keys feel more solid, the machine itself "seems" better made. Having worn out more than one of each, my experience has been that the HP has more staying power. And, the TI-BA-II+ often requires more keystrokes to accomplish the same tasks (i.e., NPV calculations). ...
The HP 10B has a well written manual, including examples on using the function. HP has the manual available on-line on their website for the inevitable time that the user needs it and has lost the original.
While there are cheaper financial calculators, it seems that this particular level is the minimum I would recommend to professionals or students. Less expensive versions, while saving a few dollars, miss important features. As a general rule of thumb, if the calculator can perform the "IRR" function, as this can, it will be able to handle pretty much any calculation into which the finance student, professonal, or banker will run. Lesser machines do not have this function.
Ironically, even larger fancier calculators, such as the venerable HP-12C, are in my estimation inferior as well. The 12C uses RPN logic which, while saving even more keystrokes, is simply foreign to most students. More importantly, some functions, such as the Time Value of Money functions, on the 12C require interpretation. On the 12C, for example, solving for the number of periods in an annuity, the value gets rounded UP to the next integer.
Strongly recommended as the best value in inexpensive financial calculators.
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If you need to keep up with your fast-paced business courses whileworking and planning for your future career, invest in the HP10B businesscalculator. Featuring over 100 built-in functions for business, finance,mathematics, and statistics, the HP10B is an ideal calculator for businessstudents who want to get ahead. Easily calculate loan payments, interest rates,amortization, discounted cash flow analyses, TVM (loans, savings, and leasing)and more. Statistical analysis is cumulative and you can figure standarddeviation, mean, and weighted mean in addition to forecasting and thecorrelation coefficient. Cash flow analysis is register-based and has 15functions.
The HP10B business calculator has an algebraic entry system and alogical and intuitive keyboard layout with easy-to-read labels. The LCD displayscreen features up to 12 characters on one line of text. Small and sturdy, thiscalculator is easy to slip into your backpack or briefcase and bring to class oryour workplace. Hewlett-Packard offers a one-year warranty on the HP10B. --Dana Van Nest
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